Swipe on My Tab? I Cashed Out the Family Fund

After being reborn, the first thing I do is bind myself to a transfer system and agree to my mother's proposal that the whole family splits expenses equally.

It is because in my previous life, after I refuse the transfer system, my mother throws a bill at me and demands repayment. The bill lists every expense from my childhood to adulthood. There are small things like the cost of an eraser or a pencil, as well as big ones like tuition and living costs.

"The total cost of raising you is one million dollars. On top of that, the money your brother needs for his wedding, car, and house are all family matters. So, we will split them equally. Taking all those into account, you need to repay us three million dollars in total."

So right after graduating, I fall into a massive debt of three million dollars. I do not finish paying it off until I am 38.

Just when I try to break away from my family and look for my own happiness, my parents start a livestream and curse me for being a terrible daughter. They claim that I abandon them in our hometown while running off to a big city to chase my own freedom.

As a result, I face overwhelming criticism online. I fall into depression for two years, and on my 40th birthday, I accidentally fall from a building after getting drunk.

When I open my eyes again, I am back to the moment when the transfer system first appears.

This time, I say firmly, "Bind me to the system."

A slap landed on my face with a sharp crack.

I could hear my grandmother, Suzanne Tucker, screaming angrily at me.

"We've raised you for all these years—even a dog would've learned some loyalty. So, why is it so hard for you to pitch in? If you refuse, I'll kill myself! After all these years, I never thought we'd raise an ungrateful wretch like you!"

My father, Cameron Livingston, looked at me reproachfully while patting Grandma's back.

"Your mother proposed splitting everything equally to strengthen our family bond. This way, everyone can participate in family matters, big or small. But all you care about is money. Why do you have to be so selfish?"

The moment those all-too-familiar words reached my ears, I realized I'd been reborn.

A voice echoed in my mind, "Would the host like to bind the transfer system? Once bound, all of your family's assets will be transferred to you."

This time, I decisively chose to bind the transfer system.

Then, I looked at Grandma and Dad and said, "I'm on board with everyone splitting every expense equally."

Grandma immediately broke into a smile. "That's my good granddaughter."

Mom reached out her hand to me. "Where's the money? Hand it over now."

I sneered inwardly. They were indeed after my startup fund.

Before graduating from college, I teamed up with a few classmates on a project and earned several hundred thousand dollars, which was intended as our startup fund.

In my previous life, instead of giving them the startup fund, I agreed to owe them the money.

Unexpectedly, the debt snowballed until it eventually exceeded ten million dollars. That was why I kept paying it right up until I was 38 years old.

To make them drop their guard, I called up my classmates and asked them to lend me the startup fund first.

After receiving the money, I transferred it all to Mom.

Only then did Mom nod in satisfaction. "That's more like it. If there's anything you want to buy later on, just let us know. As long as more than half the family agrees, we'll cover it through the equal-split system."

"Got it, Mom," I answered docilely.

Having lived through this once before, there was no way I was going to be fooled by Mom's words this time around.

In my previous life, Mom had said the exact same thing. But one time, I worked overtime until the early morning hours and nearly dropped dead from exhaustion.

After the security guard took me to the hospital, I asked Mom if we could use the equal-split system to pay the bill.

She took one look at the medical bill and shrieked, "What kind of medicine costs this much? Just take some vitamins! You're at the age where you're supposed to be toughening up, so why are you staying in a premium hospital room?

"If you ask me, you're just being vain and pampered! Anyway, request denied. Consider this a lesson. If you dare waste money like this again, you'll be fined."

I called Dad. When he picked up, I heard Chad Livingston's voice on the other end of the line.

"Dad, I'm so bored in the hospital. I want my game console. Hurry up and bring it to me!"

I hung up and opened Chad's Instagram, where I saw a photo he had posted two days earlier of a minor knee scrape.

The caption read, "It hurts a ton, but at least I'm staying in a premium hospital room this time."

Only then did I find out that while they thought I, who nearly died from overwork, was spending too much on medical bills, they had let Chad, with just a minor scrape, stay in a premium hospital room for several days.