Chapters
Read Now
Share
Love on Ledger: My PhD Girlfriend Itemized Every Date
Love on Ledger: My PhD Girlfriend Itemized Every Date

Love on Ledger: My PhD Girlfriend Itemized Every Date

8.0
/ 10
In this modern romance novel, a man discovers a shocking live stream on his anniversary. His PhD girlfriend, Sheila Loom, is seeking legal advice to dump him after he spent $500,000 on her education. Read this mystery story about hidden ledgers and cold-hearted betrayal on our webnovel platform.

Love on Ledger: My PhD Girlfriend Itemized Every Date Summary

On their six-year anniversary, a devoted boyfriend discovers a heartbreaking secret while preparing a surprise for his partner, Sheila Loom. A live legal stream reveals a woman matching Sheila's voice plotting to end her relationship despite her partner funding her $500,000 education. When he finds an itemized debt ledger at her home, he realizes she has been meticulously tracking every cent to facilitate her exit. This romance and mystery story explores a cold calculation of love and debt.
Read More

Chapter 1 of Love on Ledger: My PhD Girlfriend Itemized Every Date

On the six-year anniversary of my relationship with my girlfriend, Sheila Loom, I buy some groceries with the intention to surprise her with a home-cooked meal. After I'm done, I head over to Sheila's place right away.

That's when the reel I was watching automatically skips to the next one. It's a live stream where people call in to discuss legal matters.

A familiar feminine voice drifts to my ears at that moment.

"My boyfriend shelled out 500 thousand dollars to put me through school. I've already paid ten thousand back to him.

"At first, I wanted to clear the debt before breaking up with him, but I don't want to wait any longer. If he insists on taking me to court after the breakup, can I still pay the debt off slowly?"

Almost immediately, comments flood into the comments section, chewing her out and calling her a heartless wench.

But the voice replies calmly, "If I truly were heartless, I wouldn't have paid him back to begin with. I no longer have feelings for him. Are you saying that I should sacrifice the rest of my life just so I can pay 500 thousand dollars back to him?"

My heart skips a beat at that moment. It's true that I've spent 500 thousand dollars putting Sheila through school over the years.

But I feel that I'm overthinking it, seeing as she's never brought up the matter of wanting to pay me back before.

After I call Sheila repeatedly for half an hour, she finally answers my latest phone call. At the same time, the woman's phone call that's connected to the live stream is cut off.

"It's my birthday today, Sheila—"

"Have you secretly come looking for me again? Didn't we agree that we'll only meet up after you've successfully gotten into college?"

I don't get to finish the rest of my sentence.

Suddenly, I catch a glimpse of the notebook sitting on the corner of Sheila's table. The first page shows "debt repayment ledger".

Some of the details are as shown.

"The SAT study materials I bought for him: 188 dollars."

"The Uber fees I've paid for him: 35 dollars."

"The cologne I've gifted him on his birthday: 380 dollars."

"Total: ten thousand dollars now paid."

Thinking of the feminine voice from the live stream earlier, my ears buzzed, a sharp, needle-like sensation spreading through them.

Even the cost of condoms was recorded as a 50-50 split in the ledger, as her reimbursements to me.

A sigh echoed through the microphone. "Can't you be a little more ambitious, Ben Hope? Do you really wish to live a life as unremarkable and ordinary as your name?

"I've bought the SAT prep materials for you. I've even highlighted all the important points. If you don't put in the work yourself, the gap between us will only continue to grow!"

My girlfriend, Sheila Loom, had always disliked how plain my name sounded. As such, she rarely called me by my full name, except for when she was particularly angry.

I took a deep breath, trying to sound calm. My voice still shook as I spoke. "Should we add the cost of you highlighting those key points to the ledger as well?"

Sheila seemed momentarily confused. "What do you mean? What ledger?"

She continued, holding back her anger, "That money you've saved up by fixing cars isn't going to be enough for me to marry you, Ben. I have a PhD. My boyfriend should at least have a bachelor's degree."

Just then, Sheila's roommate, Marilyn Rivers, walked into the room. She sized me up from head to toe as I sat there in an apron.

"Sheila's just sent me a text," Marilyn began awkwardly. "She told me not to let you into her room if I ran into you at the door."

A strange wave of shame washed over me. I stood, ready to flee.

The door lock beeped, and the door opened. My heart raced. I thought Sheila had returned.

Marilyn turned to face the visitor, her face lighting up with a smile.

"Are you here to return Sheila's study materials again? We just changed the door code. I didn't think you'd know it."

The man in gold-rimmed glasses replied nonchalantly, "Sheila told me the code as soon as you guys changed it."

I felt slightly at a loss. Earlier, I'd spent a whole hour waiting at the door because I didn't know the code to enter. I'd only managed to get in when I ran into Marilyn on her way back.

I supposed Sheila's so-called boundaries only applied to me.

The man noticed me when he turned around. He scanned me up and down as he asked, "And who might this be? Did you guys hire a cook? I thought Sheila usually cooks for herself."

Marilyn cleared her throat. She muttered awkwardly, "This is Sheila's boyfriend. His name is…"

For some reason, I couldn't bring myself to say my own name as I looked at the other man.

The man visibly stiffened before offering a perfunctory apology. "Oh, sorry. It's just that Sheila never mentioned she was seeing someone. That's why I didn't think about it like that."

He proceeded to pour me a cup of tea as though he was the man of the house.

"My name is Saul Harrison. Our department is having a get-together dinner later. Would you like to join us?"

I pushed the mug away reflexively.

"What's wrong?" Saul asked.

"Sheila is kind of a germaphobe. She never lets anyone drink from her mug."

Saul let out a laugh before picking up Sheila's mug and drinking directly from it.

"No way. I drink from her mug every time I come over. I've even broken a few of them."

I felt a bit dazed. I'd only just begun to realize how much of Saul's traces lingered in this room.

Select Chapter

CH. 1CH. 2CH. 3CH. 4
CH. 5
CH. 6
CH. 7
All
19 Times Postponed Mating Ceremony, the Alpha Lost His Luna
19 Times Postponed Mating Ceremony, the Alpha Lost His Luna
In the werewolf romance novels hit, 19 Times Postponed Mating Ceremony, the Alpha Lost His Luna, Lunessa learns a devastating truth. Her mate, future Alpha Draven, orchestrated nineteen tragic accidents to delay their bond. To escape his betrayal, she takes his mother's bribe to disappear.
My Wife Betrayed Me for a Younger Guy, Later She Regretted It and Killed Him
My Wife Betrayed Me for a Younger Guy, Later She Regretted It and Killed Him
In this gripping modern novel, My Wife Betrayed Me for a Younger Guy, Later She Regretted It and Killed Him, a top obstetrician is forced to save his unfaithful wife's unborn child. This intense romance novel explores betrayal and revenge as he plans his ultimate escape from her.
He Married Me Just for Money
He Married Me Just for Money
When Scarlett catches her husband Oliver in their bed with another woman, she uncovers an even dirtier truth: he’s only staying until her massive inheritance clears next month. But Oliver underestimated the wife he labeled 'desperate.' Scarlett isn't going to cry—she’s going to ruin him.
Late Redemption Of My Mate And My Sister
Late Redemption Of My Mate And My Sister
In Late Redemption Of My Mate And My Sister, a betrayed dancer survives a brutal plot by her mate and sister. Now a special agent, she fakes her death for revenge. This werewolf romance novel follows her transformation and his futile remorse. Read novels online to see if justice is served.
My Husband Loves A Tree
My Husband Loves A Tree
In this horror novel, My Husband Loves A Tree, Olivia’s husband Xylo obsesses over a locust tree until its destruction kills her family. Reincarnated to the day he first proposed, she seeks revenge. Read this mystery story on our web novel platform to see if she can kill him before the nightmare repeats.
My Husband Used Me as a Shield for His Mistress
My Husband Used Me as a Shield for His Mistress
For five years, I endured a freezing, empty bed, believing my husband's distance was just the price of his ambition. But on our anniversary, the shattering truth comes to light. I was never his partner—I was only ever the convenient shield he used to protect his mistress from the world.

Popular Articles

Billionaire Boss Claims His Nanny: Survival Was Just the Start
Billionaire Boss Claims His Nanny: Survival Was Just the Start
Rowan enters the powerful Sterling household with one goal: earn enough to save her catatonic twin sister. What follows is a string of humiliating trials, deliberate sabotage, and cold judgment from Zane Sterling, the suspicious heir who controls her fate. As she proves her value and saves the family's heir, the balance of power begins to shift — and the line between survival and surrender grows harder to hold.
2026-06-10
The Attention Economy Gold Rush: How AI and Shifted Demographics are Powering a $14 Billion Short-Drama Phenomenon in 2026
The Attention Economy Gold Rush: How AI and Shifted Demographics are Powering a $14 Billion Short-Drama Phenomenon in 2026
Explore how AI, emerging markets, and hybrid monetization are fueling the global short-drama industry's projected $14 billion growth in 2026.
2026-05-21
False Weakling, True Power Proves the Most Dangerous Man in the Room Is the One Nobody Watches
False Weakling, True Power Proves the Most Dangerous Man in the Room Is the One Nobody Watches
False Weakling, True Power takes the hidden-power fantasy and strips away its usual comforts. Set inside the politically charged Aurellian Empire, the series follows Lucien — publicly mocked, privately devastated, and secretly wielding magic that could level a kingdom. Available in full on NetShort, it's a drama that works hardest in the gap between what characters believe about each other and what the audience already knows.
2026-06-01
He Chose His Mistress, I Chose a Billionaire: The Cost of Stolen Memories
He Chose His Mistress, I Chose a Billionaire: The Cost of Stolen Memories
In the gripping short drama He Chose His Mistress, I Chose a Billionaire, a tragic car crash grants Olivia a pristine new life, only for her traumatic past to violently resurface. This mini series masterfully blends psychological tension with high-stakes revenge, exploring the devastating fallout of betrayal and the lethal consequences when stolen memories finally return to their rightful owner.
2026-06-07
The Paradigm Shift: From $200K Live-Action Bottlenecks to the 2026 AI Short Drama Revolution
The Paradigm Shift: From $200K Live-Action Bottlenecks to the 2026 AI Short Drama Revolution
The 2026 short drama industry is undergoing a paradigm shift as AI-generated productions rapidly replace high-cost live-action workflows. With budgets reduced to one-tenth and teams shrinking dramatically, generative AI is redefining production efficiency, creative roles, and global distribution strategies. While live-action remains relevant for premium storytelling, the market is increasingly driven by scalable, photorealistic AI content that reshapes the economics of entertainment.
2026-05-21
The $3 Billion Duopoly: ReelShort and DramaBox Command 70% of Global Short-Drama In-App Purchases Amid Loss-Leader Battle for US Attention
The $3 Billion Duopoly: ReelShort and DramaBox Command 70% of Global Short-Drama In-App Purchases Amid Loss-Leader Battle for US Attention
A comprehensive data analysis reveals that the global vertical short drama app market has consolidated into a massive duopoly. ReelShort and DramaBox captured approximately 70% of all global short-drama in-app purchase (IAP) revenue, driving a market that expanded 115% year-over-year. Despite massive gross consumer spend, the platforms operate on radically different strategies regarding production budgets and AI implementation.
2026-05-21
Logo
Your guide to the best short dramas online. Free episode previews, full cast info, and links to official platforms — all in one place.
©2026 PinesDramas All Rights Reserved